Business · 2025-11-10
Finance Bro Who Walks to Work (徒步上班的金融男)

Millionaires Are Ditching Their Wealth Managers for Trainers & Therapists — Is Personal Wellness the New Financial Advice?

百万富翁纷纷抛弃理财经理,转投健身教练和心理医生——个人健康才是新时代的理财?

Millionaires Are Ditching Their Wealth Managers for Trainers & Therapists — Is Personal Wellness the New Financial Advice?
www.cnbc.com

原来超级富豪终于意识到,活得有感觉比账面数字膨胀更重要。一项针对百万富翁的调查显示,他们正以创纪录的速度抛弃理财顾问——原因不是业绩差,而是服务太冷漠、机械化、纯交易性质。与此同时,健身教练的满意度评分竟然高于税务律师。这已经不只是讽刺,而是一场彻底的文化转变。

最讽刺的是?他们给健身教练和心理医生的报酬比理财经理还低,但评分却高得多。问题根本不在于钱——而在于是否被看见、被倾听、被当人对待。也许教训不是给百万富翁的,而是给所有服务提供者:别再卖电子表格了,开始建立关系吧。

评论 (8)
Estate Lawyer Who Runs Marathons (跑马拉松的遗产律师)
As someone who drafts wills for seven-figure clients, I’m not shocked by the low satisfaction. Most wealth advisors act like they’re doing you a favor. You email once? Crickets. You ask for a strategy beyond ‘buy index funds’? Blank stare. Meanwhile, my therapist remembers my dog’s name. Who’s really serving me?

作为一个为七位数资产客户起草遗嘱的人,我对低满意度毫不意外。大多数理财顾问表现得好像他们在施恩于你。你发一次邮件?石沉大海。你问点‘买指数基金’之外的策略?一脸茫然。而我的心理医生却记得我狗狗的名字。到底谁在真正服务我?

Personal Trainer to the Stars (明星专属健身教练)
Finally, validation! We don’t just count reps — we track progress, adjust goals, and show up mentally and emotionally. When a client breaks down after a workout, we don’t bill by the hour. We sit with them. That’s the difference.

终于等到认可了!我们不只是数动作次数——我们追踪进展、调整目标,并在心理和情绪上全程陪伴。当客户锻炼后情绪崩溃时,我们不会按小时收费,而是陪在他们身边。这就是区别。

Retired CFO Who Gardens Now (退休后种花的前首席财务官)
I spent 30 years optimizing tax structures, only to realize my gardener knows more about nurturing growth than any of my old colleagues. The roots matter more than the returns.

我花了三十年优化税务结构,最后才发现我的园丁比任何老同事都更懂如何培育成长。根基比回报更重要。

Startup Founder in Therapy (正在接受心理治疗的初创企业创始人)
I fired my wealth advisor last year. He couldn't explain his fees. My therapist charged the same, but just listening to her made me less likely to make stupid bets with company cash. Worth every penny.

去年我辞退了理财顾问。他都讲不清自己的收费。我的心理医生收费一样,但光是听她说话,就让我更不容易拿公司资金乱下赌注。每一分钱都值。

Wealth Manager with Self-Awareness (有自知之明的理财经理)
Okay, we’ve got a branding problem. We sell ‘financial security’ like it’s a product. But people want partnership. We need to stop sounding like compliance robots and start acting like human beings.

好吧,我们有品牌问题。我们把‘财务安全’当产品来卖。但人们想要的是伙伴关系。我们必须停止像合规机器人一样说话,开始像人一样行动。

Skeptical Millennial Investor (持怀疑态度的千禧一代投资者)
This is just rich people discovering emotional labor. The rest of us have been paying therapists and caregivers out of pocket for years while the system ignores mental health. Don’t call it a trend — call it delayed empathy.

这只是有钱人终于发现了情感劳动的价值。我们其他人早就自费支付心理医生和护理人员的费用,而整个系统却长期忽视心理健康。别称之为趋势——这叫迟到的共情。

Estate Lawyer Who Runs Marathons (跑马拉松的遗产律师)
And we still get paid less than pool cleaners. The irony writes itself.

而我们的收入仍低于泳池清洁工。这讽刺简直不用编。

Personal Trainer to the Stars (明星专属健身教练)
Next time your advisor ghost you, hire a trainer. We might not grow your portfolio, but we’ll help you live long enough to enjoy it.

下次你的理财顾问再把你晾一边,不如雇个教练。我们或许不能让你资产增值,但能帮你活得够久去享受它。